/* Just B2B - shared design system (C11). Full-width, square, navy/teal/gold, Figtree. */
:root{
  --navy:#0A2233;--navy2:#0e2c40;--ink:#12333d;--teal:#0CBDBD;--teal-d:#0a8f97;--teal-br:#16d3d3;
  --gold:#F2B441;--coral:#F0894B;--pg:#e6edef;--paper:#fff;--line:#e9eff1;--muted:#5f7d85;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
html,body{margin:0}
body{font-family:'Figtree',system-ui,-apple-system,sans-serif;background:var(--paper);color:var(--ink);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
h1,h2,h3,h4{margin:0;color:var(--navy);line-height:1.12;letter-spacing:-.02em}
p{margin:0 0 1em}
.wrap{max-width:1180px;margin:0 auto;padding:0 26px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;border:none;cursor:pointer;font-family:inherit;font-weight:700;font-size:16px;padding:14px 24px;border-radius:40px;background:var(--gold);color:var(--navy);transition:.2s;line-height:1;white-space:nowrap}
.btn:hover{transform:translateY(-2px);box-shadow:0 14px 30px -12px rgba(242,180,65,.7)}
.btn.lg{padding:17px 32px;font-size:17px}
.btn.dark{background:var(--navy);color:#fff}
.btn.dark:hover{box-shadow:0 14px 30px -12px rgba(10,34,51,.6)}
.btn.ghost{background:transparent;border:1.5px solid var(--line);color:var(--ink)}
.btn.ghost:hover{border-color:var(--navy);box-shadow:none}
.btn.wt{background:#fff;color:var(--navy)}
.eyebrow{display:inline-flex;align-items:center;gap:8px;background:#eef7f7;color:var(--teal-d);font-weight:700;font-size:12.5px;letter-spacing:.06em;text-transform:uppercase;padding:8px 15px;border-radius:30px}
.eyebrow i{width:7px;height:7px;border-radius:50%;background:var(--teal);display:inline-block}

/* ---------- NAV (two-tier bar + mega menu) ---------- */
.nav{position:fixed;top:0;left:0;right:0;z-index:100}
.topbar{background:var(--navy);color:#bcd7dd}
.topbar .tbin{max-width:1200px;margin:0 auto;padding:0 26px;height:38px;display:flex;align-items:center;justify-content:space-between;gap:16px;font-size:13px}
.topbar .tbl{display:flex;align-items:center;gap:9px;font-weight:500}
.topbar .tbl .stars{color:var(--gold);letter-spacing:1px}
.topbar .tbr{display:flex;align-items:center;gap:22px}
.topbar .tbr a{color:#eafafb;font-weight:600;display:inline-flex;align-items:center;gap:7px}
.topbar .tbr a:hover{color:var(--teal-br)}
.topbar .tbr svg{width:14px;height:14px;stroke:var(--teal);fill:none;stroke-width:1.9}
.navbar{background:#fff;border-bottom:1px solid var(--line);box-shadow:0 2px 22px -16px rgba(10,34,51,.3);transition:box-shadow .25s;position:relative}
.nav.scrolled .navbar{box-shadow:0 8px 28px -16px rgba(10,34,51,.42)}
.navbar .nbin{max-width:1200px;margin:0 auto;padding:0 26px;height:70px;display:flex;align-items:center;gap:20px}
.nav .logo img{height:28px;width:auto}
.navlinks{display:flex;align-items:stretch;list-style:none;margin:0;padding:0 0 0 22px;margin-left:4px;border-left:1px solid var(--line);height:70px}
.navlinks>li{display:flex;align-items:center}
.navlinks>li>a{display:inline-flex;align-items:center;gap:5px;height:70px;padding:0 13px;font-size:15px;font-weight:600;color:#25333d;transition:color .15s;white-space:nowrap}
.navlinks>li>a:hover{color:var(--teal-d)}
.navlinks>li>a svg{width:11px;height:11px;stroke:currentColor;fill:none;stroke-width:2.4;opacity:.55;transition:transform .2s}
.navlinks>li.has-mega:hover>a svg{transform:rotate(180deg)}
.navcta{display:flex;align-items:center;gap:16px;margin-left:auto}
.navcta .li{font-weight:600;font-size:14.5px;color:var(--ink);transition:.15s}
.navcta .li:hover{color:var(--teal-d)}
.navcta .btn{padding:11px 20px;font-size:14.5px}
.burger{display:none}
/* mega panel */
.mega{position:absolute;left:0;right:0;top:100%;background:#fff;border-top:1px solid var(--line);box-shadow:0 30px 60px -30px rgba(10,34,51,.4);opacity:0;visibility:hidden;transform:translateY(10px);transition:opacity .2s ease,transform .2s ease,visibility .2s;z-index:99}
.navlinks>li.has-mega:hover .mega,.navlinks>li.has-mega:focus-within .mega{opacity:1;visibility:visible;transform:translateY(0)}
.mega-in{max-width:1200px;margin:0 auto;padding:30px 26px 34px;display:grid;grid-template-columns:1fr 1fr 1.15fr;gap:34px}
.mega h4{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--teal-d);margin-bottom:14px}
.mega .mlist{display:grid;gap:2px}
.mega .mlist a{display:flex;align-items:flex-start;gap:11px;padding:9px 10px;border-radius:11px;transition:.15s}
.mega .mlist a:hover{background:#f2f8f8}
.mega .mlist .mi{width:34px;height:34px;border-radius:9px;background:#eef7f7;color:var(--teal-d);display:grid;place-items:center;flex:none}
.mega .mlist .mi svg{width:18px;height:18px;stroke:currentColor;fill:none;stroke-width:1.9}
.mega .mlist b{display:block;font-size:14.5px;color:var(--navy);font-weight:700;line-height:1.2}
.mega .mlist small{font-size:12.5px;color:var(--muted)}
.mega-feat{background:linear-gradient(150deg,#12658f,var(--navy));border-radius:18px;padding:26px;color:#fff;position:relative;overflow:hidden;display:flex;flex-direction:column;justify-content:center}
.mega-feat .dt{position:absolute;inset:0;background-image:radial-gradient(rgba(12,189,189,.3) 1.3px,transparent 1.4px);background-size:22px 22px;opacity:.5}
.mega-feat .kx{position:relative;z-index:2;font-size:11.5px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--teal-br)}
.mega-feat b{position:relative;z-index:2;font-size:21px;color:#fff;margin:8px 0 6px;line-height:1.15}
.mega-feat p{position:relative;z-index:2;color:#bcd7dd;font-size:13.5px;margin:0 0 16px}
.mega-feat .btn{position:relative;z-index:2;align-self:flex-start}

/* mobile sheet */
.msheet{position:fixed;inset:0;background:var(--navy);z-index:200;display:none;flex-direction:column;padding:22px;overflow-y:auto}
.msheet.on{display:flex}
.msheet .mtop{display:flex;justify-content:space-between;align-items:center;margin-bottom:22px}
.msheet .mtop img{height:24px}
.msheet .x{width:44px;height:44px;border-radius:50%;border:1px solid rgba(255,255,255,.3);background:none;color:#fff;font-size:22px;cursor:pointer}
.macc{border-bottom:1px solid rgba(255,255,255,.12)}
.macc>button{width:100%;display:flex;justify-content:space-between;align-items:center;background:none;border:none;color:#fff;font-family:inherit;font-size:20px;font-weight:700;padding:16px 0;cursor:pointer}
.macc>button svg{width:16px;height:16px;stroke:var(--teal);fill:none;stroke-width:2.4;transition:transform .2s}
.macc.open>button svg{transform:rotate(180deg)}
.macc .sub{display:none;padding:0 0 14px}
.macc.open .sub{display:block}
.macc .sub a{display:block;color:#bcd7dd;font-size:16px;font-weight:500;padding:9px 0 9px 4px}
.msheet .mdirect{color:#fff;font-size:20px;font-weight:700;padding:16px 0;border-bottom:1px solid rgba(255,255,255,.12)}
.msheet .mcta{margin-top:22px}

/* ---------- PAGE HERO (inner pages) ---------- */
.phero{padding:150px 0 60px;background:linear-gradient(180deg,#fff 0,#eef4f5 100%);position:relative;overflow:hidden}
.phero .crumb{font-size:13px;color:var(--muted);font-weight:600;margin-bottom:16px}
.phero .crumb a:hover{color:var(--teal-d)}
.phero .pin{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center}
.phero h1{font-size:clamp(32px,4.6vw,52px);font-weight:800;margin:14px 0 16px}
.phero h1 em{font-style:normal;color:var(--teal-d)}
.phero .sub{font-size:18px;color:var(--muted);max-width:520px;margin-bottom:24px}
.phero .pcta{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:18px}
.phero .trust{display:flex;align-items:center;gap:9px;color:var(--muted);font-weight:600;font-size:14px}
.phero .trust .stars{color:var(--gold);letter-spacing:2px}
.phero .pchecks{list-style:none;padding:0;margin:22px 0 0;display:grid;gap:11px}
.phero .pchecks li{display:flex;gap:11px;align-items:flex-start;font-size:15.5px;font-weight:500;color:#2c4d55}
.phero .pchecks .ck{width:23px;height:23px;border-radius:50%;background:var(--teal);color:#fff;display:grid;place-items:center;flex:none;margin-top:1px}
.phero .pchecks .ck svg{width:12px;height:12px;stroke:currentColor;fill:none;stroke-width:3.2}
/* hero side art card */
.pstat{background:linear-gradient(150deg,#12658f,var(--navy));border-radius:22px;padding:30px;color:#fff;position:relative;overflow:hidden}
.pstat .dt{position:absolute;inset:0;background-image:radial-gradient(rgba(12,189,189,.28) 1.4px,transparent 1.5px);background-size:24px 24px;opacity:.5}
.pstat .pr{position:relative;z-index:2;display:flex;align-items:center;gap:14px;padding:15px 0;border-bottom:1px solid rgba(255,255,255,.12)}
.pstat .pr:last-child{border-bottom:none}
.pstat .pr .n{font-size:30px;font-weight:900;color:#fff;flex:none;min-width:74px}
.pstat .pr .n.g{color:var(--gold)}
.pstat .pr span{color:#bcd7dd;font-size:14px}

/* ---------- SECTIONS ---------- */
.section{padding:72px 0}
.section.alt{background:#f5f9fa}
.section.navy{background:var(--navy);color:#cfe1e6}
.shead{text-align:center;max-width:680px;margin:0 auto 46px}
.shead .eyebrow{margin-bottom:14px}
.shead h2{font-size:clamp(27px,3.6vw,42px);font-weight:800}
.section.navy .shead h2{color:#fff}
.shead p{color:var(--muted);margin-top:13px;font-size:17px}
.section.navy .shead p{color:#9fc1c8}

/* types grid */
.tgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.tcard{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px;transition:.2s;display:flex;flex-direction:column}
.section.alt .tcard{background:#fff}
.tcard:hover{transform:translateY(-5px);box-shadow:0 26px 50px -30px rgba(10,34,51,.3);border-color:transparent}
.tcard .ic{width:50px;height:50px;border-radius:14px;background:#eef7f7;color:var(--teal-d);display:grid;place-items:center;margin-bottom:16px}
.tcard .ic svg{width:26px;height:26px;stroke:currentColor;fill:none;stroke-width:1.8}
.tcard.g .ic{background:#fdf3dd;color:#b9832a}.tcard.c .ic{background:#fdeee5;color:#c96a34}.tcard.n .ic{background:#e7edf0;color:var(--navy)}
.tcard h3{font-size:19px;margin-bottom:8px}
.tcard p{color:var(--muted);font-size:14.5px;flex:1;margin-bottom:14px}
.tcard .rd{color:var(--teal-d);font-weight:800;font-size:13.5px}

/* steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:20px;padding:30px 26px;text-align:center}
.section.alt .step{background:#fff}
.step .n{width:50px;height:50px;border-radius:50%;background:linear-gradient(150deg,var(--teal),var(--teal-d));color:#fff;display:grid;place-items:center;font-weight:800;font-size:19px;margin:0 auto 16px;box-shadow:0 12px 24px -12px rgba(10,143,151,.7)}
.step h3{font-size:19px;margin-bottom:8px}
.step p{color:var(--muted);font-size:14.5px}

/* why / benefits */
.wgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.wcard .ic{width:46px;height:46px;border-radius:12px;background:#eef7f7;color:var(--teal-d);display:grid;place-items:center;margin-bottom:14px}
.wcard .ic svg{width:24px;height:24px;stroke:currentColor;fill:none;stroke-width:1.8}
.wcard h3{font-size:17px;margin-bottom:7px}
.wcard p{color:var(--muted);font-size:14px}

/* partner strip */
.pstrip{display:flex;flex-wrap:wrap;gap:12px;justify-content:center}
.pchip{background:#fff;border:1px solid var(--line);border-radius:30px;padding:11px 20px;font-weight:800;color:var(--navy);font-size:15px}

/* FAQ */
.faqwrap{max-width:820px;margin:0 auto;display:grid;gap:12px}
.qa{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden}
.section.alt .qa{background:#fff}
.qa>button{width:100%;text-align:left;background:none;border:none;font-family:inherit;font-size:16.5px;font-weight:700;color:var(--navy);padding:18px 22px;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px}
.qa>button .pm{flex:none;width:22px;height:22px;position:relative}
.qa>button .pm:before,.qa>button .pm:after{content:"";position:absolute;background:var(--teal-d);border-radius:2px;transition:.2s}
.qa>button .pm:before{top:10px;left:2px;right:2px;height:2.4px}
.qa>button .pm:after{left:10px;top:2px;bottom:2px;width:2.4px}
.qa.open>button .pm:after{transform:scaleY(0)}
.qa .a{max-height:0;overflow:hidden;transition:max-height .28s ease}
.qa .a p{padding:0 22px 18px;color:var(--muted);font-size:15px;margin:0}

/* CTA band */
.ctaband{background:linear-gradient(150deg,#12658f,var(--navy));position:relative;overflow:hidden;color:#fff}
.ctaband .dt{position:absolute;inset:0;background-image:radial-gradient(rgba(12,189,189,.26) 1.4px,transparent 1.5px);background-size:26px 26px;opacity:.5}
.ctaband .cin{position:relative;z-index:2;text-align:center;padding:66px 26px;max-width:720px;margin:0 auto}
.ctaband h2{color:#fff;font-size:clamp(26px,3.4vw,40px);font-weight:800}
.ctaband p{color:#bcd7dd;margin:14px 0 24px;font-size:17px}

/* prose (legal) */
.prose{max-width:820px;margin:0 auto}
.prose h2{font-size:24px;margin:34px 0 12px}
.prose h3{font-size:18px;margin:24px 0 8px}
.prose p,.prose li{color:#33474e;font-size:16px}
.prose ul{padding-left:20px;margin:0 0 1em}
.prose li{margin:6px 0}
.prose a{color:var(--teal-d);font-weight:700}
.prose .upd{color:var(--muted);font-size:14px}

/* contact form */
.form{background:#fff;border:1px solid var(--line);border-radius:20px;padding:30px}
.form .frow{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form label{display:block;font-weight:700;font-size:13.5px;color:var(--navy);margin:14px 0 6px}
.form input,.form select,.form textarea{width:100%;font-family:inherit;font-size:15px;padding:13px 15px;border:1px solid var(--line);border-radius:12px;background:#fbfdfd;color:var(--ink)}
.form input:focus,.form select:focus,.form textarea:focus{outline:none;border-color:var(--teal);background:#fff}
.form textarea{min-height:120px;resize:vertical}
.form .btn{width:100%;margin-top:20px}
.form .fnote{font-size:12.5px;color:var(--muted);margin-top:12px;text-align:center}

/* ---------- FOOTER ---------- */
.footer2{background:var(--navy);color:#bcd7dd;padding:58px 0 30px;position:relative;z-index:2}
.footer2 .cols{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:30px}
.footer2 .brandcol .lg{display:flex;align-items:center;gap:10px;font-weight:900;font-size:21px;color:#fff;margin-bottom:14px}
.footer2 .brandcol .lg .dot{width:11px;height:11px;border-radius:50%;background:var(--teal);box-shadow:0 0 0 4px rgba(12,189,189,.2)}
.footer2 .brandcol p{color:#9cbcc3;font-size:14px;line-height:1.6;max-width:290px}
.footer2 h4{color:#fff;font-size:13.5px;margin-bottom:13px}
.footer2 a{display:block;color:#9cbcc3;padding:5px 0;font-size:14.5px;transition:.15s}
.footer2 a:hover{color:var(--teal-br)}
.footer2 .contact{display:flex;flex-wrap:wrap;gap:18px;align-items:center;justify-content:space-between;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.09);border-radius:18px;padding:20px 26px;margin:40px 0 26px}
.footer2 .contact .cta-l{display:flex;flex-wrap:wrap;gap:22px;align-items:center}
.footer2 .contact .em{display:flex;align-items:center;gap:10px;font-weight:700;color:#fff;font-size:15px}
.footer2 .contact .em svg{color:var(--teal);width:18px;height:18px;stroke:currentColor;fill:none;stroke-width:1.8}
.footer2 .fsoc{display:flex;gap:10px}
.footer2 .fsoc a{width:38px;height:38px;border-radius:50%;background:rgba(255,255,255,.08);display:grid;place-items:center;color:#fff;padding:0}
.footer2 .fsoc a:hover{background:var(--teal);color:var(--navy)}
.footer2 .fsoc svg{width:17px;height:17px}
.footer2 .legal2{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;color:#7ba3ab;font-size:12.5px;line-height:1.65}

/* ---------- COOKIE BANNER ---------- */
.cookie{position:fixed;left:18px;right:18px;bottom:18px;z-index:300;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 30px 70px -30px rgba(10,34,51,.5);padding:20px 24px;max-width:1140px;margin:0 auto;display:none;grid-template-columns:1fr auto;gap:22px;align-items:center}
.cookie.show{display:grid;animation:ckup .4s ease both}
@keyframes ckup{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:none}}
.cookie h4{font-size:16px;margin-bottom:5px}
.cookie p{font-size:13.5px;color:var(--muted);margin:0}
.cookie p a{color:var(--teal-d);font-weight:700}
.cookie .ckbtns{display:flex;gap:10px;flex-wrap:wrap}
.cookie .ckbtns .btn{padding:11px 20px;font-size:14px}
.cookie .ckbtns .lnk{background:none;border:none;font-family:inherit;font-weight:700;color:var(--muted);cursor:pointer;font-size:14px;padding:11px 8px}
.cookie .ckbtns .lnk:hover{color:var(--navy)}

/* reveal */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}}

/* ---------- RESPONSIVE ---------- */
@media(max-width:1000px){
  .tgrid{grid-template-columns:1fr 1fr}
  .wgrid{grid-template-columns:1fr 1fr}
}
@media(max-width:900px){
  .topbar{display:none}
  .navbar .nbin{height:60px;padding:0 16px;gap:12px}
  .navlinks{display:none}
  .navcta .li{display:none}
  .navcta{gap:12px;margin-left:auto}
  .navcta .btn{padding:10px 16px;font-size:14px}
  .burger{display:grid;place-items:center;gap:4px;width:44px;height:40px;border-radius:10px;border:1px solid var(--line);background:#fff;cursor:pointer}
  .burger span{width:20px;height:2.2px;background:var(--ink);border-radius:2px}
  .phero{padding:96px 0 44px}
  .phero .pin{grid-template-columns:1fr;gap:28px}
  .section{padding:54px 0}
  .steps,.wgrid{grid-template-columns:1fr;gap:18px}
  .footer2 .cols{grid-template-columns:1.4fr 1fr 1fr}
  .footer2 .brandcol{grid-column:1/-1}
  .cookie{grid-template-columns:1fr;gap:14px;left:12px;right:12px;bottom:12px}
}
@media(max-width:640px){
  .tgrid{grid-template-columns:1fr}
  .form .frow{grid-template-columns:1fr}
  .footer2 .cols{grid-template-columns:1fr 1fr}
  .footer2 .contact{flex-direction:column;align-items:flex-start}
}