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The Just B2B blog

Straight talk on the money side of running a business

Funding, energy, insurance, card payments and bank accounts, explained in plain English by the team that sorts them. No jargon, no sales fluff, just the useful bits.

Business finance

Secured vs unsecured business loans: which is right for you?

The real differences, what lenders look at, and how to decide based on your assets, term and rate.

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Business finance

Asset finance explained: how to spread the cost of equipment

Hire purchase, leasing and refinancing, and when each one keeps cash in your business.

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Business finance

Invoice finance: turn unpaid invoices into working capital

How it works, what it costs, and the businesses it suits best.

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Business finance

Merchant cash advance: how it works and the real cost

Repaying from card takings sounds simple. Here is the maths and the fine print to check.

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Energy

How to cut your business energy bill before you renew

Why out of contract rates hurt, when to switch, and what a broker actually does.

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Energy

Business energy renewals: do not roll onto out-of-contract rates

The renewal window, deemed rates, and how to lock in a fair price on time.

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Insurance

Business insurance: what cover does your trade actually need?

Public liability, employers’ liability and more, matched to how you actually work.

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Card & payments

Card processing fees explained: keep more of every sale

Interchange, scheme fees and markups, and how to compare providers like for like.

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Bank accounts

How to choose a business bank account that fits how you trade

App-based or high street, fees, integrations, and opening one in minutes.

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Business finance

5 signs your business is ready for funding

How to know when to raise finance, and how to be ready before you apply.

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